The Complete Guide to a Loft Conversion in Bristol

Are you looking for more room in your house? Loft conversions Bristol can reduce your space problem. Your house may be able to benefit from an attic conversion, depending upon the roof construction. Before an planning a loft conversion, you have to find out whether your roof is suitable for a transformation or not.

Is my Loft Suitable for Conversion?

Height

Most houses are suitable for a loft transformation. However, you have to examine the height of your roof. Conversions are possible as long as the height of the roof is 2.3 metres, but if the height is less than 2.3 metres you have two options – either we can rebuild your roof or you can create height by lowering the ceiling of the room below your roof. The latter option can be a messy job, so most people prefer to increase roof height.

Scrutinize a Roof Structure

loft conversions bristol
loft conversions bristol

A loft conversion also depends upon the structure of the roof. There are two prominent structures in houses – rafters and trusses. In case of trusses, you need an extra structural support and it will be more expensive. Roofs with rafters are much easier to convert. The space can be easily and inexpensively opened up by cutting the rafters and adding supports.

Consider the Floor Below the Attic

Another factor to consider before loft conversion is the floor below the attic. You should consider where staircases will be used. How much room will be exposed after conversion? This is important to consider because a well-designed staircase can take up more space.

Loft Conversion Types

Roof Light Conversions

Roof light conversions don’t involve structural alterations provided there’s enough height. You won’t have to make any changes or extensions of rafters. However, you will have to have enough room already.

Dormer Conversions

A dormer loft conversion is a vertical extension from the slope of a roof. Dormers are very common in slopping roofs. Dormer conversions are less expensive than hip-to-gable conversions. Dormers easily create extra height and floor space.

Hip-to-Gable Conversions

Hip-to-gable conversion involves the extension of ridged roof outwards. This conversion is generally possible in case of detached houses. You can gable a ridged roof if you have a detached slopping roofs on either side. An extension will make your attic roomy, but this is more expensive than a dormer conversion.

How to Choose a Builder for Loft Conversion in Bristol

Before hiring a builder for a loft conversion Bristol, you should always do your research on the company you are looking at, check previous reviews and ask to see examples of previous work. Reputable companies will always be happy to work with you to create the best possible loft conversion.

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A Retirement Savings Plan for Your Wild Side

retirement planner near me

Of all the approaches to building a retirement planner near me portfolio, Lou Reed, God rest his soul, might have liked this one. The approach, referred to as floor-leverage, calls for investing your nest egg in two accounts: one filled with safe investments and the other with walk-on-the-wild-side risky investments.

In one account, you would invest the bulk of your money earmarked for retirement, say 85%, in low-risk-income-generating instruments such as ladders of zero-coupon bonds or annuities, according to “The Floor-Leverage Rule for Retirement,” a paper just published about the approach in the Financial Analysts Journal.

And in the other account, you would invest a small portion of your money, say 15%, in high octane investments such as ETFs or mutual funds that maintain a daily 3× leveraged exposure to equities, according to the co-authors of the paper, Jason Scott, managing director of the Financial Engines’ Retiree Research Center; and John Watson, who is a fellow at Financial Engines and a lecturer in finance at the Stanford Graduate School of Business.

Click to Play Fed unlikely to taper in near futureA look at today’s market action, including traders keying on today’s Fed statement on interest rates, and three stocks to watch. Photo: Getty Images.

According to Scott and Watson, the floor-leverage approach is a spending and investment strategy designed for retirees who can tolerate investment risk but want sustainable spending.

With this approach, you would use the assets and income in the floor account to fund your desired standard of living. And you would review annually the leveraged account. If the leveraged account exceeds 15% of total wealth, then you would buy additional floor spending with the excess.

Of note, companies such as Barclays, Direxion, iPath, ProShares and PowerShares all offer triple-leveraged ETFs on such indexes as the S&P 500 (SNC:SPX) , Russell 2000 and NASDAQ-100, according to a recent Retirement Income Journal article that featured an interview with Scott.

Now even though this approach uses a leveraged account, according to the FAJ summary, the total portfolio isn’t leveraged. The leverage, wrote the FAJ, is used as a tool to manage risk. “Similar to the dynamics of constant proportion portfolio insurance, this strategy sells equities and reduces risk when markets decline,” according to the FAJ.

The authors also found, according to the FAJ, that using leveraged ETFs or mutual funds is a cost-effective, limited-liability approach to implementing this dynamic strategy. Scott told the RIJ that with this strategy the investor outsources the most labor-intensive and complicated part of the strategy. For example, if you invested $15 or your $100 portfolio in one of these leverage funds, the manager would leverage your $15 by shorting $30 worth of bonds and investing $45 in stocks, he told the RIJ.

How to invest the floor

So what should you invest the floor in and how much could you withdraw each year from that account? According to the authors, the investments used for the floor and your spending rates are a matter of personal preference. “A retiree with a preference for sustainable real spending should invest in Treasury Inflation-Protected Securities (TIPS) and expect an initial withdrawal rate near 3%,” according to the FAJ summary. “A retiree with a preference for sustainable nominal spending should invest in government bonds and initially withdraw about 4%.”

But if a retiree decides to buy a late-life annuity, a deferred income annuity that kicks in at say 85, with some of his or her assets then a 5% withdrawal rate is feasible, according to the authors.

Of note, Scott and Watson compared their floor-leverage approach with some popular retirement planner near me strategies, such as the 4% rule and the bucket or time segmentation approach, and found that most of those rules are either quantitatively vague or unduly complex. “But the floor-leverage rule, which approximates an optimal investment and spending strategy from the economics literature, strikes a balance between precision and simplicity,” wrote the FAJ.

retirement planner near me
retirement planner near me

And though it isn’t optimal, the FAJ said the floor-leverage rule is “a very good approximation to the optimal solution; it has at least a 98% efficiency compared with the theoretical optimal solution.”

Scott and Watson also looked at whether you’d be able to maintain your withdrawal rate over the course of your retirement by using the floor-leverage approach. And what they found, using historical equity returns, was that spending was always sustained, though the spending upside account varied widely with equity returns, according to the FAJ. In fact, after 20 years of retirement, spending for retirees when equities performed well was nearly three times higher than when equities performed poorly, the authors noted.

What’s more, spending tends to ratchet upward nicely until a traumatic market event, the FAJ wrote. Although spending is preserved after the event, there is a lengthy stagnation in the spending rate. For example, the authors noted that the 1970 retiree took a substantial hit to the portfolio during the 1973–74 bear market and then had to wait until 1981 for a spending increase, according to the FAJ’s summary.

Jason Branning of Branning Wealth Management, said pre-retirees should consider the Scott and Watson approach and findings alongside other methodological or heuristic floor/upside or essential vs. discretionary approaches. “Like others, Scott and Watson’s methodological floor-leverage rule seeks to strike a balance between seemingly competing goals—retirement security through a spending floor and the investor’s desire that spending or wealth should grow over time,” Branning said.

Some experts recommend using the floor-leverage strategy

So should you consider this approach?

The short answer, according to Meir Statman, a professor at Santa Clara University and author of “What Investors Really Want,” is yes.

“In a way, it is a very attractive idea,” said Statman. “It really corresponds quite well to behavioral portfolio theory where you have mental accounts, one for not being poor. (The safe account) would provide you with what you consider adequate lifetime income in retirement. And then you would have the (leveraged) account for the need to be rich.”

According to Statman, it makes sense for individuals and advisers to think about their portfolios in the context of mental accounting. “We naturally think about it in terms of what is the goal for that money,” he said.

But what might make this strategy difficult to implement for average investors is the use of leverage, of using 3x ETFs, said Statman. With 3x ETFs, returns and losses are magnified. And when you are on the right side of a trade, things are good. But when you are on the wrong side of a trade, things aren’t so good. For instance, if you had purchased five years ago a 3x ETF that tracks the Standard & Poor’s 500 index, you’d be happy. The Direxion Daily S&P 500 Bull 3X Shares (NAR:SPXL) is up 300% over the past five years while the S&P 500 is up around 100%. But if purchased the Direxion Daily S&P 500 Bear 3X Shares (NAR:SPXS) , you’d be down 100% over the past five years.

“People hate leverage,” said Statman. “And so what people actually do instead of buying an index fund and leveraging that is that they buy individual stocks as lottery tickets. So you can have a lottery ticket in two ways. One is with a well-diversified portfolio that is leveraged and another with a non-diversified portfolio that is not leveraged.”

To be fair, not all experts are fond of using leveraged ETFs or mutual funds when building a retirement-income portfolio. “I will say that 3x ETFs may not achieve the returns expected—they may move in opposite the direction of the market, believe it or not,” said Bill Bengen, author of “Conserving Client Portfolios during Retirement.” “Thus, admitting not having spent a lot of time evaluating (the floor-leverage) strategy, it does not seem appropriate.”

Others share Bengen’s point of view.

“One problem, among many, with the triple-leveraged strategy is that the 3x leveraged portfolio does not deliver 3x the market return,” said Larry Siegel, the research director at the Research Foundation of CFA Institute and senior adviser at Ounavarra Capital. “It’s less, and can be much less, and can even be negative when the market return is positive.”

Siegel gave this example: Take a hypothetical $100 investment in the 3x leveraged fund. Say the market falls 10% on the first day. The portfolio delivers a –30% return so you have $70 left. The next day, the market returns to its original level which means it experiences a +11.11% return. The portfolio delivers a +33.33% return so the $70 now grows to $93.33, not $100. If the market is this volatile (a standard deviation of 10% per day), the erosion of value takes place at 6.67% every two days until you have essentially no money left, while the market itself is unchanged. In practice the market’s volatility is a little less than 1% per day, not 10%, so the erosion is slower.

“Note that it’s possible to take advantage of this mathematical property of leveraged ETFs,” said Siegel. “After the market has fallen 10%, you ‘top up’ by buying $30 more of the 3x leveraged fund. When the market then rises 11.11%, the portfolio grows from $100 to $133.33. You are now beating the market. Your cost basis is $130 but your portfolio value is $133.33, again while the market has gone nowhere. But this takes a lot of trading and a lot of spare cash, and almost nobody does it.”

Branning, for his part, notes that the floor-leverage rule might work in theory but not in reality with real people. “Practically, the model offers a guideline for an investment portfolio, but fails to offer the individual retiree customized applications that are comprehensively informed,” Branning said. “Methodological models must include broader planning frameworks by including balance sheet assets, human capital, or social contract assets. Social Security (and possible pension income) is notably excluded in the Scott and Watson model even though Social Security could account for 40% to 60% of necessary spending.”

According to Branning, pre-retirees and retirees should evaluate whether to use the floor-leverage approach or any other for that matter in the context of a comprehensive retirement plan.

“The floor-leverage approach best applies to the investment construction, but seems detached from a broader, unifying retirement planning framework,” said Branning. “Ultimately, retirees need robustness in framework and empirical methods.”

That may be, but it may also be the case that the floor-leverage approach represents yet one more viable way for retires and pre-retirees to make sure they maintain their standard of living over the course of their retirement.

That may be, but it may also be the case that the floor-leverage approach represents yet another way for retires and pre-retirees to make sure they maintain their standard of living over the course of their retirement planner near me.

Swimming Pool Enclosure Types And Where To Begin

Pool-Remodel

If you are handy and want to tackle a home renovation project yourself, or if you simply want to know who the best person is to hire for your contracting work, get information about what type of swimming pool enclosure you want to install in your yard. There is a variety of styles to choose from, so assess your budget and space and go about preparing for this project.

Steps to Take

1. Think about the features you want to include in your enclosure and make a list of them, then browse online for what styles are available and how easy they are to do it yourself. You need to decide if you want an enclosure to simply cover all or part of the pool or a large space that you can make use of around the pool.

You can choose an enclosure that includes seating, a roof or sliding doors among other things, and a dehumidifier is recommended to make your enclosure last longer.

2. Consider your budget. Your pool enclosure could cost anywhere from $500-10,000 depending on the details and features you want to add, so once you know what you can afford, you can determine which elements from your wish list you can include.

3. Measure the width and length of your swimming pool to have an idea of how big your enclosure will be, and leave space on each side for a buffer area. You will also need to measure the height if you have a slide or a diving board.

4. When shopping around for kits, get free estimates from a variety of places and find out if a swimming pool enclosure builder is included in the price or if the installation is extra.

swimming pools

Types of Enclosures

Doing your research to determine your budget requires you to have a bit of exposure to different types of enclosures available to you. Here are some of the common ones:

1. Screen – a screen enclosure is one of your cheapest options, and you can get it with different roofing options, like gable, peak or flat. It covers your pool but doesn’t provide a lot of privacy or protection.

2. Canvas – this option is not necessarily the most attractive, but it will preserve heating and allow you to use your pool longer in the season.

3. Glass – A glass or polycarbonate enclosure can be chosen for the entire pool or half of it, and it adds elegance to your landscaping. You can get the enclosure shaped like domes and even add a sunroof if you desire to get air and light in.

4. Conservatories – if your pool enclosure is meant to not only cover and protect your pool but also be a fully functional pool house, you want to choose conservatories. These buildings are covers for your pool that span from 7-10 feet high and have space inside for lounging, changing cabins and other essentials. They are very large and pricey though, so get estimates to determine if this is in your budget.

A Calabasas pool remodeling can serve many functions, so you must first evaluate your needs and budget to see the style that fits you. Choosing the right one will add to the longevity of your pool and the beauty of your landscape, so do your research.

What Does A Link Builder Aim To Do

local seo company los angeles

People often don’t understand what is looked for or gained when link building. They often don’t  realise the pressures and difficulties of it. And that’s mainly because they go about it the wrong way or have simply not asked the correct questions. This post will walk through the mind set of what a link builder should be looking at doing and the different elements they look for in links. This post will not tell you what link types to gain but it will say why different types are used.

seo marketing los angeles
seo marketing los angeles

The Diagram

The picture above shows a hierarchy of links and next to them some of the main assets. Its not all about the golden link or just the flow, its the whole mix. The only way to make this work properly is to do is as naturally as it can be done. I will go through each area one by one.

Relevancy Links

You need links pointing to your website that are similar in topic to your own website. The closer the better. This builds the theme and trust up in what you are talking about. These seo marketing los angeles links need to flow regularly and don’t necessarily need the highest amount of authority. The more the better but the main aim with these is regular relevancy.

Higher Quality & Diversity

This is where the authority is built up. You want authority in the websites pointing to yours, of different types of affordable search engine optimization. Again regular but not as regular and in theme where possible, especially the exact page that’s linking to your website.

The other part of the diversity is the social signals. You want a flow from different social media platforms to show your website is being talked about.

The Golden Nugget – Top Quality

It is not everyday you find a website of this quality where you can get a local seo company los angeles link back to your website. These types of links have high page authority, rich in themed content and trusted by many. (Or as close to that as possible :-))

A Sum Up

These links are not gained by just sitting at a machine submitting forms all day. They are gained by great content and media, a growing network, great work and a website people want to use. The seo optimization services inc needs to be higher for more competitive phrases and you need to ensure everything you do ties back to your overall online aims.

Best Protein Water in Australia

Protein water are commonly praised among the body building enthusiasts and the athletes. Now a days as interest of people is growing about their health and nutrition so it is becoming more common among the masses to take diet that is rich in nutrition. Protein is an important constituent of our diet and thus protein water are now becoming a part of our daily use items. Although the core objective of protein water was to acquire the energy lost during any workout or an athletic performance but now it is widely used for gaining mass and also for losing weight. Now the question arises do they really help? We will try to answer as many as possible of the questions arising in your mind in this comprehensive guide.

Protein

Before we talk about protein water let’s have a quick look on the meaning of the word protein. Our body is not only composed of a single material, in fact there are a lot of chemical combinations involved in it and proteins are one of the major components of our body. Protein is the basic builder of many of human body’s major building blocks like muscles, bones, skin, enzymes, hormones and tissues. An average adult person’s body has about 10 to 12 kg of protein stored in different skeletal muscles. If protein become deficient in the body it is impossible for the body to produce biochemical components required for cardiovascular activities. Its deficiency can also lead to slow growth of muscles and can also slowdown the process of muscle healing, thus it would be difficult for anyone to work above his capacity.

protein water
protein water

Although you should have never taken special proteins in your diet until now but that’s not the fact as they are included in many daily use food items including milk, meat, beans, eggs, seeds, nuts and legumes. Protein water are also a source to increase the amount of protein in our body.

What are Protein Water?

In the past and even nowadays, protein water are commonly used by the athletes for regaining their energy that is being lost in their workouts. Protein water are a combination of proteins, carbohydrates and fats or we can simply say that protein water are the drinks which compose protein powder; sugar, water and milk are blended with it. There is a large variety of protein water available in the market and it could be either in form of cans or in powdered form. Mostly protein in the powder is obtained from the following:

  • Whey
  • Soy
  • Egg
  • Casein

Why protein water are praised among bodybuilders?

The most common use of protein water is among the body builders who are trying to improve their muscles strength and muscle mass. Whenever we lift weights or do exercises our muscles contracts and results into microscopic tears in our muscles and that is the major reason of the pain after heavy workouts. The average days taken by a muscle to heal those tears are 1 to 2 and the job of healing is done by protein. Protein rebuilds the muscle fibers so your muscle can heal and grow at the same time. The muscle healing period may differ for those people who have never done workouts or heavy exercises ever in their life. Many people who start body building cannot move their effected muscles for even one week.

Mostly body builders or athletes drink protein water before doing a workout to gain the maximum amount of energy to enhance their workout period or to optimize the capacity of their muscles to lift weights. But these are not the primary purposes of the protein supplements, these are just like the helpers for our body and they help in building or growing muscles efficiently. Water along with carbohydrates can be used instead of protein water for optimizing your muscle capacity for some time. In fact it’s the carbohydrates in protein water which help to enhance the workout and many people relate it solely to protein water. At the same time it depends entirely on you to take protein water before or after workout.

What are the benefits of Protein Water?

According to the chief executive officer and also the co founder of the International Society of Sports and Nutrition (ISSN) it is difficult for the people to just take a meal a before the workout therefore these ready to drink shakes are the best alternative that any man can have. ISSN also claim protein water to be the safest alternative source for the protein.

  • Liquids have also more protein availability as compared to the solid forms of the protein.
  • Help in building your muscles rapidly and help them grow at a much faster pace.
  • Let your muscles build and help them to gain more mass.
  • It repairs your muscles and thus provides you relief from pain of those tiny tears which are brought by initial stage of body building and also when you have done heavy workouts.
  • As your muscles grow it also help you in increasing your stamina and thus helps to increase the time period of your workouts.
  • Our body absorbs liquid faster and use them in body functions therefore these are more helpful than solid protein sources.

 

Best Whey Protein Shakes

Whey protein shakes are unbeatable favorites nowadays – and not only among the bodybuilders and professional athletes. Many of us – common people – choose whey protein for our personal needs and purposes. Some of us want to lose weight, some – in the opposite – to gain; and we all would like to achieve our goals in the most pleasant and healthy way.

First of all, let’s find out, why the whey protein shakes are so highly recommended and so popular.

The thing is, that whey protein is produced from milk – from the whey, to be exact. The share of the whey protein in milk is approximately 20%. It’s distinguishing feature is a very high speed of assimilation by the human body. Whey protein contains all essential amino acids and because of it’s high speed of digestion it has a positive effect on the body for 1.5 – 2 hours, so it is actually recommended to use small amounts of whey protein shakes at frequent intervals (let’s say, every 3 – 4 hours). Many professional bodybuilders believe, that whey protein is just one perfect product, that is ideal for using immediately after your workouts.

water based protein drinks
water based protein drinks

How to make whey protein shakes by yourself? This is the main concern for athletes and bodybuilders.

To be honest, the easiest way is to make it from a protein mixture (protein powder, that is offered nowadays by many companies, that are producting healthy food), but also there are many other recipes for delicious and nutritious beverage that should complement your daily meals. Remember, that without the well balanced nutrition of a fine quality you will not be able to build muscles. More than that – in general to withstand adequately the stress of power training (especially with weights), that is necessary for the right construction of your body mass, the right and healthy food, taken in the proper time, is essential. Also it is good to remember, that you can not rely on a vegetarian diet – even if it is supported by the best whey protein shakes, it does not make sense for the athletic purposes. These are the facts derived from the basic physiology of muscle activity and nutrition, and trying to trick the nature will bring you no good.

Organic Cotton Stroller Blanket – Rose Doe

swaddling baby
swaddling baby

Incredibly soft and snuggly stroller blanket, perfect for keeping your little one warm on the move. These lovely swaddling baby blanket are made with two layers of 100% organic kids clothes. All packaged up in a beautiful gift box!

Key features

  • 100% Organic Cotto
  • Double laye
  • Gift box included

Free Delivery on all UK orders

UK DELIVERY OPTIONS

Royal Mail Standard – 2 to 4 Working Days – FREE

Royal Mail 1st Class – 1 to 2 Working Days – £3.40

Next Working Day DHL Express – £9 (If ordered before 1 pm Mon to Fri)

EUROPEAN DELIVERY OPTIONS

European Standard Delivery – Estimated delivery within 7 working days – £7.50 (Free for orders over £100)

European DHL Express – 3 to 4 working days – £20

NORTH AMERICA DELIVERY OPTIONS

North America Standard Delivery- up to 2 weeks – £12 (Free for orders over £100)

North America – DHL Express – 3 to 6 working days – £20

AUSTRALIA DELIVERY OPTIONS

Australia Standard Delivery – up to 2 weeks – £14 (Free for orders over £100)

Australia – DHL Express – 3 to 6 working days – £26

REST OF WORLD DELIVERY OPTIONS

Rest of World Standard Delivery – Up to 2 weeks – £14 (Free for orders over £100)

Rest of World – DHL Express – 3 to 6 working days- £28

*If you are ordering from outside the UK or European Union local taxes and import duties may be applicable and payable when the delivery reaches the specified destination. You are responsible for payment of any such taxes and import duties. Please contact your local customs office for further information before placing your order. We cannot predict their amount or have any control over these.

**Please note! In the rare instance that your delivery is very heavy we may contact you for extra delivery costs.

DISPATCH TIMES

If your order has been accepted, we will dispatch your order as quickly as possible Monday to Friday. Orders placed after 1pm on Fridays will be dispatched the following Monday. For any orders placed over the weekend, these will be processed the following Monday.

TRACKING

Once your order has been fulfilled we will send you a confirmation email to the address you entered in your order. If you selected an express courier option, this will include your unique tracking number to track your parcel. You can track the progress of your delivery from despatch to delivery.

Returns Policy

We hope you love everything you order, but in case you don’t, not to worry. We will happily accept returns for unused merchandise in its original condition at time of purchase for up to 30 days from purchase date.

For items purchased on www.tillyandjasper.co.uk, we offer a full refund (with the exception of gift wrapping and shipping expenses associated with the order) if they are returned in their original condition within 30 days of purchase.

If in the unlikely event your product has a manufacturing defect, please contact us at support@tillyandjasper.com or call us on 020 7193 6913. We are here to help and resolve any concerns Monday through Saturday from 9am GMT to 6pm GMT.

Organics Fairy Tale Leggings – Slate Unicorn

baby boy trousers
baby boy trousers

The Unisex Pigeon Organics Fairy Tale baby boy trousers in the Slate Unicorn print are truly beautiful and reflective of a child’s wondrous imagination. So comfortable and soft on little ones gentle, sensitive and delicate skin. Ideal to play in all day and perfectly comfy enough to sleep in! Pigeon use lovely 100% organic cotton which is hard wearing, non itchy or rough!

Features:

Free Delivery on all UK orders

UK DELIVERY OPTIONS

Royal Mail Standard – 2 to 4 Working Days – FREE

Royal Mail 1st Class – 1 to 2 Working Days – £3.40

Next Working Day DHL Express – £9 (If ordered before 1 pm Mon to Fri)

EUROPEAN DELIVERY OPTIONS

European Standard Delivery – Estimated delivery within 7 working days – £7.50 (Free for orders over £100)

European DHL Express – 3 to 4 working days – £20

NORTH AMERICA DELIVERY OPTIONS

North America Standard Delivery- up to 2 weeks – £12 (Free for orders over £100)

North America – DHL Express – 3 to 6 working days – £20

AUSTRALIA DELIVERY OPTIONS

Australia Standard Delivery – up to 2 weeks – £14 (Free for orders over £100)

Australia – DHL Express – 3 to 6 working days – £26

REST OF WORLD DELIVERY OPTIONS

Rest of World Standard Delivery – Up to 2 weeks – £14 (Free for orders over £100)

Rest of World – DHL Express – 3 to 6 working days- £28

*If you are ordering from outside the UK or European Union local taxes and import duties may be applicable and payable when the delivery reaches the specified destination. You are responsible for payment of any such taxes and import duties. Please contact your local customs office for further information before placing your order. We cannot predict their amount or have any control over these.

**Please note! In the rare instance that your delivery is very heavy we may contact you for extra delivery costs.

DISPATCH TIMES

If your order has been accepted, we will dispatch your order as quickly as possible Monday to Friday. Orders placed after 1pm on Fridays will be dispatched the following Monday. For any orders placed over the weekend, these will be processed the following Monday.

TRACKING

Once your order has been fulfilled we will send you a confirmation email to the address you entered in your order. If you selected an express courier option, this will include your unique tracking number to track your parcel. You can track the progress of your delivery from despatch to delivery.

Returns Policy

We hope you love everything you order, but in case you don’t, not to worry. We will happily accept returns for unused merchandise in its original condition at time of purchase for up to 30 days from purchase date.

For items purchased on www.tillyandjasper.co.uk, we offer a full refund (with the exception of gift wrapping and shipping expenses associated with the order) if they are returned in their original condition within 30 days of purchase.

If in the unlikely event your product has a manufacturing defect, please contact us at support@tillyandjasper.com or call us on 020 7193 6913. We are here to help and resolve any concerns Monday through Saturday from 9am GMT to 6pm GMT.

How Do These Changes Affect Driving Schools?

Driving-Lessons

Facebook changes things Breaking news on the 11th January from Mark Zuckerberg that Facebook would be changing its news feed algorithm to prioritize content from “friends, family, and groups.”  How will these changes affect Facebook Business pages of Driving Schools?

In one of his posts, Zuckerberg said “We built Facebook to help people stay connected and bring us closer together with the people that matter to us. That’s why we’ve always put friends and family at the core of the experience. Research shows that strengthening our relationships improves our well-being and happiness”

In short, the changes are designed to put what friends and family have to say first, sparking more conversation!  Meaning, we’ll now see fewer videos from brands and more comments and posts from friends. Facebook’s thinking is that you will now spend time on Facebook in a more meaningful way.

In a post on the Company’s blog, head of News Feed, Adam Mosseri says “Facebook was built to bring people closer together and build relationships. One of the ways we do this is by connecting people to meaningful posts from their friends and family in the News Feed. Over the next few months, we’ll be making updates to ranking so people have more opportunities to interact with the people they care about. *** via News Feed FYI: Bringing People Closer Together By Adam Mosseri, Head of News Feed

Some people will find this a relief as an overconsumption of information can be regarded as bad for one’s mental well-being creating feelings of overwhelming.  For those of you who still want to see all the posts from their favorite brands, they can select options under the News Feed on Facebook allowing them to prioritize posts they still want to see consistently from both pages (and friends).

So, the way forward is creating posts or videos that instigate back and forward discussions via comments or that people will be inclined to share or react to – a good example of this is friends asking for recommendations for a good restaurant or “a great local driving instructor” – these types of posts that create conversation will show up higher in feeds being prioritized over public content according to Facebooks News Feed Values.

Driving-Instructor

So Where Does This Leave us as Driving Schools?

You, as small business entrepreneurs would know there is nothing more certain than change and adaptation to new ways of doing things and the use of social media in business is no different!  There is no doubt that it will change how we need to use Facebook for our businesses but don’t panic or fear these algorithm changes, particularly if you are dedicated to providing your students and parents with valuable, quality content. Only time will tell what impact these changes really mean for our driving lessons Kenmore Facebook pages.

5 Steps to Consider Going Forward Are:

1.  How best will my business page continue to reach my students and their parents?

No-one is completely sure but through more meaningful interactions, we should still be able to work with the new algorithm and connect with our students by consistent quality posts and content which will create engagement.  Our Facebook marketing strategy should be ongoing and ensure our posts are of value and not just about getting the “lesson booked”.

2.  Encourage students to continue following our Facebook Page

With the changes in the news feed, it is important to remind our students that to continue to see our page posts, they will need to select the “See First” option (under the “Follow” tab on our Driving School business page) so that they set our page as a news feed preference.

3.  Don’t bait students and parents into commenting

Generally, people dislike spammy posts on Facebook that coerce them into interacting with likes, shares, comments, and other actions. For example, tactics such as “LIKE this if you would like/are……” are known as “engagement bait”  to boosting engagement in order to get greater reach.  Facebook will now start demoting these types of posts from pages and individuals.

The key for us as Driving Instructors is “authenticity” – continue to post meaningful content on our Driving School business pages!

4.  Facebook Live Videos

The new algorithm will still recognize videos but live videos will rank higher.  The reason for this is that as Zuckerberg says “live videos often lead to discussion among viewers on Facebook—in fact, live videos on average get six times as many interactions as regular videos.”

So, although you are busy people as driving instructors, it is worthwhile to invest a little time each day/week to post a live video on your business page.  Don’t know how?  This is one definite measure that will perform well under the new news feed algorithm – so get started “telling your story” on live video.  Tips on FB live videos

5.  Facebook Groups

Not your thing?  A lot of people aren’t keen to join a group but in fact, it is a great marketing tactic.  As a Driving School, you should look at an interesting Facebook group that you could join or start one as groups work on the basis of audience engagement which is just what the new algorithm will love!

In summary, we all know that organic reach in Facebook has been declining over the years and as these Facebook News Feed changes roll out over the next few months, we will most likely see an even more significant decrease.  Maybe it is time to become a whizz at dabbling a little in Facebook Ads – ensure that your advertising dollars go as far as possible towards driving traffic to your owned digital assets!

YLOO is starting to build a group  – join us if you would like to be part of an Australian community of Driving Instructors. Being a Driving Instructor can be a lonely journey.  All too often we view each other as competition but we can learn a lot from conversation and engagement with other instructors  – sharing experiences, challenges wins, and information…

Originally Article Here

Best Baby Pyjamas

organic baby clothes

As a new Mum, I remember spending an inordinate amount of time looking at and buying baby clothes.  It’s true to say that it’s easy for us parents to get carried away and end up buying all sorts of unnecessary bits and bobs. It’s more important though to try and get good quality baby clothes at affordable prices. So let’s start with baby pyjamas! After all, babies spend an awful lot of their time sleeping!

organic baby clothes

Tips For Buying Best Baby Pyjamas Online

Comfort

Babies have extremely sensitive skin and so, it’s important to choose soft fabrics that don’t feel rough on the skin. Choose soft material every time for baby organic clothes. Organic cotton pyjamas are probably the best to buy.  Whatever you do though, make an effort to buy cotton, fleece, or blended fabrics that are gentle for baby’s skin.

organic clothes baby

Keep it Simple

Don’t buy pyjamas with fancy ribbons and decals which can irritate your baby and cause rashes. Invest in fuss free and simple basic clothes. Choose clothes that are easy to put on and take off baby and don’t buy clothes with loads of buttons and zippers!

organic baby clothing

Hot Weather or Cold Weather?

Buy lightweight cotton clothes for baby to wear when the weather is warm and buy warmer fabrics when it’s wintery.  It’s really important to make sure your baby is warm enough but not too warm. It’s a fine line, I know

Size

Kids grow very fast – too fast!  There really is no point in stocking up and buying loads of babies pyjamas and other clothes when the chances are that your baby will outgrow them. When you do buy baby clothes online then try to choose a size bigger so that your baby will get a bit more wear from them.  Remember that loose-fitted clothes are much more comfortable for baby.

baby organic clothes

EasyWear Fabric

Don’t buy baby clothes that need to be hand-washed! Babies burp, dribble, poo … you name it!  So buy clothes that are machine washable and easy to clean.

In a nutshell, be sensible when you’re buying babies pyjamas online. Yes, there are a myriad different designs and styles of baby clothes but the simpler, the better! Check out the exclusive collection at Tilly and Jasper for some of the best baby pyjamas out there! Basic, simple, comfortable, soft, washable and really cool

 

Official Source:- https://www.tillyandjasper.co.uk/blogs/news/best-baby-pyjamas